2-YR FIXED · RESIDENTIAL

Santander 2-Year Fixed

Product code SAN-2F-60 · Rates as of 23 Jul 2026

Key figures

Initial rate4.24% fixed
Initial period2 years
Follow-on rate8.24% (SVR)
Max LTV60%
Loan range£2,500,000 – £100,000,000
Term5 – 40 years
Product fee£499
APRC (representative)7.4%

Early repayment charges

Year 12%
Year 21%

Features & conditions

FeaturesNo ERC yr 2+, Overpay 10%
EligibilityResidential borrowers with at least 40% equity.

About this product

A short-term 2-year fix from Santander with a modest arrangement fee and overpayment flexibility.