5-YR FIXED · FIRST-TIME-BUYER

NatWest 5-Year Fixed

Product code NW-5F-75-FTB · Rates as of 23 Jul 2026

Key figures

Initial rate	4.29% fixed
Initial period	5 years
Follow-on rate	7.99% (SVR)
Max LTV	75%
Loan range	£2,500,000 – £50,000,000
Term	5 – 40 years
Product fee	£0
APRC (representative)	6.9%

Early repayment charges

Year 1	5%
Year 2	4%
Year 3	3%
Year 4	2%
Year 5	1%

Features & conditions

Features	Fee-free, £500 cashback, First-time buyer
Eligibility	First-time buyers with at least 25% deposit.

About this product

A first-time buyer 5-year fix from NatWest with no product fee and £500 cashback on completion.

LIVE

4.29%

5-year fixed · 75% LTV · £0 fee

Fee-free£500 cashbackFirst-time buyer

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Rates as of 23 Jul 2026Updated daily

JSON-LD · FinancialProduct

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