5-YR FIXED · RESIDENTIAL

Barclays 5-Year Fixed

Product code BX-5F-75 · Rates as of 23 Jul 2026

Key figures

Initial rate	4.02% fixed
Initial period	5 years
Follow-on rate	7.99% (SVR)
Max LTV	75%
Loan range	£2,500,000 – £200,000,000
Term	5 – 40 years
Product fee	£0
APRC (representative)	6.7%

Early repayment charges

Year 1	5%
Year 2	4%
Year 3	3%
Year 4	2%
Year 5	1%

Features & conditions

Features	Fee-free, Overpay 10%, Portable
Eligibility	Residential borrowers with at least 25% equity.

About this product

A fee-free five-year fixed rate for residential borrowers with at least 25% equity. The rate is held for the full initial period, giving certainty on monthly payments until July 2031, after which the loan reverts to the lender's standard variable rate.

LIVE

4.02%

5-year fixed · 75% LTV · £0 fee

Fee-freeOverpay 10%Portable

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Rates as of 23 Jul 2026Updated daily

JSON-LD · FinancialProduct

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